• PhD fellows who are employed at Aarhus University are covered throughout their period of employment by the university’s self-insurance liability in accordance with the Danish Workers’ Compensation Act.
  Read more about insurance conditions at Aarhus University.
   

• PhD students employed as student teachers are during the working hours as student teacher covered by the university’s self-insurance liability in accordance with the Danish Workers’ Compensation Act.
  Read more about insurance conditions at Aarhus University.
   

• Foreign visiting PhD students (not enrolled at AU) are covered throughout the period of their stay at Aarhus University by the university’s self-insurance liability in accordance with the Danish Workers’ Compensation Act cf. the Danish University Act.
  Read more about insurance conditions at Aarhus University.
  If you also wish to take out a personally third-party liability and accident insurance, please see IAS, insurance for more information.

• Enrolled PhD students who are not employed at Aarhus University are not covered by the university’s self-insurance liability in accordance with the Danish Workers’ Compensation Act. However, you may be covered by the university’s business travel insurance, provided certain conditions are complied with – please see the section ‘Business travel insurance’ below.
   
• PhD students who have been granted an extension to their enrolment period without an extension of employment are not covered by Aarhus University’s self-insurance liability in accordance with the Danish Workers’ Compensation Act when their employment ends.
  We recommend that you personally take out a third-party liability and accident insurance, please see IAS, insurance for more information.
   
• Self-financing PhD students enrolled in PhD studies at Aarhus University, including Industrial PhD students, are not covered by Aarhus University’s self-insurance liability in accordance with the Danish Workers’ Compensation Act.
  We recommend that you personally take out a third-party liability and accident insurance, please see IAS, insurance for more information.
   
• Candidates on a GSNS screening grant (not enrolled at GSNS) are not covered by Aarhus University’s self-insurance liability in accordance with the Danish Workers’ Compensation Act.
  We recommend that you personally take out a third-party liability and accident insurance, please see IAS, insurance for more information.

For PhD students who are covered by Aarhus University’s self-insurance liability in accordance with the Danish Workers’ Compensation Act, the insurance conditions are as follows: Ministerial Order on Workers’ Compensation (in Danish only).

In accordance with the Danish Workers’ Compensation Act, damages and compensation are awarded in connection with injury caused by work or conditions of work. The final assessment is determined by the Labour Market Insurance (Arbejdsmarkedets Erhvervssikring) in Denmark.

• PhD students who are employed at Aarhus University are always covered by the university’s business travel insurance if the head of department approves the travel activity as a business travel in advance. Please note that the head of department or another member of the departmental staff must be aware of all official travel activities.
   
• Enrolled PhD students who are not employed at Aarhus University may be covered by the university’s business travel insurance, if Aarhus University covers the PhD student’s travel expenses partially or in full, and the head of department approves the travel activities. For more information, please see insurance conditions at Aarhus University.
  If you are entitled to coverage by Aarhus University’s business travel insurance, GSNS recommends that you print a psychical insurance documentation in advance, and bring the documentation with you when travelling, so that you have proof of your coverage.
  If you are not covered by the university’s business travel insurance during your travel activities, we recommend that you take out a personal insurance.
   
• Please read the travel insurance conditions before your stay abroad: Official travel activities (download PDF file named Government Employees no 205/ Statslige tjenesterejser nr. 205) and insurance conditions at Aarhus University, and be aware of the exclusions and limitations, where the insurance does not cover.
   
• Please note: If you print a psychical insurance documentation in advance (recommended), your travel insurance documentation is only valid if it is stamped with Aarhus University’s CVR (Central Business Register) number (31 11 91 03) and it has your signature.

• Your travel insurance is valid no matter how long the period of travel.
   
• Your travel insurance covers from the time you leave your place of residence/work to travel abroad. The coverage terminates when you arrive at your place of residence/work, or when the period of coverage (the end of your travel activities) expires – if this takes place before you return home. Your travel insurance does not cover between your place of residence and your workplace.
   
• Your travel insurance covers throughout your official travel activities, i.e. including nights and weekends and local holidays. Please note, however, that your travel insurance does not cover if you take private holidays during your period of travel. If you would like insurance coverage during these private holidays, you can take out a discounted insurance policy under the point ‘Supplerende feriedage’ (Supplementary holidays) at Europæiske Rejseforsikring A/S – in Danish only: enter ‘Kundenr.’ (Customer no.) = 41826614 and ‘Adgangskode’ (Password) = 41662814 to log in.
   
• In terms of geography, your travel insurance covers all travel activities, except those that only take place internally in Denmark, Greenland or the Faroe Islands. However, travel via Sweden between the Danish island of Bornholm and the rest of Denmark is not covered by your insurance. The travel insurance does not cover evacuation coverage, if the travel destination is a country, which the Foreign Ministry of Denmark and/or Statens Serum Institut have advised against and/or advised to leave.
   
• You may only use your travel insurance card when your head of department at Aarhus University have approved your travel activities in advance. You may not use your card for private travel activities.

Please note that your travel insurance does not cover liability and accident in connection with rental cars during your travels. If you are going to hire a car, you should therefore take out an insurance policy for this purpose.

• If you require a claims form, go to Europæiske Rejseforsikring A/S. Prior to submitting your claim to Europæiske Rejseforsikring A/S, you must have the claims form signed by Aarhus University, i.e. your head of department and the Accounting Office.
   
• The deadline for reporting accidents is three years from the time the accident occurred, provided you were employed as a PhD student at the time in question and you were covered by the insurance scheme.